A Captive Insurance Program is an attractive alternate solution for companies that have manageable and predictable loss histories and exceptional risk management programs. With a Captive Insurance Program, your company can benefit financially from its commitment to safety and loss control.


Captive Insurance Advantages:

  • Premiums Based Off of Loss Experience

  • Insulated from Market Conditions

  • Ownership in Insurance Program

  • Improved Cash Flow

  • Enhanced Loss Prevention and Claims Handling

  • Return of Underwriting Profits & Investment Income

Enhanced Control.  Ability to Profit.  Long-term Stability. 


Types of Group Captives:

  • Homogeneous – Related Industries and Exposures

  • Heterogeneous – Unrelated Industries and Exposures

Insurance Coverage:

  • Workers’ Compensation

  • General Liability

  • Automobile Liability & Physical Damage

Who is Eligible:

  • $100,000 Minimum Annual Premium

  • Above Average Loss History

  • Commitment to Risk Management

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